Deposit Money Kya Hai? Aasaani Se Samjhein

Deposit Money Kya Hai?

Deposit money ka matlab hota hai paise ya dhan jo aap apne bank account ya kisi financial institution mein jama karte hain. Yeh paisa savings ke liye ho sakta hai ya fixed time period ke liye jise fixed deposit kehte hain. Jab aap apne paiso ko deposit karte hain, to bank us paisa ko safe rakhta hai aur kuch cases mein uspe interest bhi deta hai.

Deposit Ke Types

• Savings Deposit: Normal paisa jo aap apne saving account mein rakhte hain. Is par thoda interest milta hai aur aap kabhi bhi paisa nikal sakte hain.

• Fixed Deposit (FD): Aap ek certain time period ke liye paisa bank mein laga kar rakhte hain. Is par zyada interest milta hai, lekin maturity tak paisa nikalna mushkil hota hai.

• Recurring Deposit: Regular period par fixed amount jama karte hain, jo maturity pe ek lump sum ban jata hai.

Deposit Money Kaise Karya Hai?

Deposit karne ke liye aapko apne bank branch mein jana hota hai ya online banking app ka use karna hota hai. Aap cash de kar ya cheque transfer karke paisa deposit kar sakte hain. Aaj ke digital yug mein mobile apps aur UPI se bhi paisa deposit karna easy hai.