RBI Ne Ghataaya Repo Rate, Economy Mein Tezi, Par Rupee Hua Kamzor: India Par Kya Hoga Asar?

RBI Ne Diya Bada Shock: Repo Rate Hua Kam, Lekin Rupee Ki Giraawat Kyun?

Bharat ki economy is waqt ek rollercoaster ride par hai. Jahan ek taraf Reserve Bank of India (RBI) ne bade kadam uthate hue repo rate ko 25 basis points se ghata kar **5.25%** kar diya hai, wahin doosri taraf Indian Rupee ne US Dollar ke muqable mein **90 ka record level** paar kar liya hai. Yeh dono developments Indian businesses aur aam janta par kya asar daalenge, chaliye jaante hain.

RBI Ka Bada Faisla: Repo Rate Mein Katauti

Aaj, 5 December 2025 ko, RBI ki Monetary Policy Committee (MPC) ne repo rate mein 25 basis points ki katauti ka elaan kiya hai. Is se banks ke liye RBI se paise lena sasta ho jaayega, jiska seedha fayda consumers ko milega. Aapki **home loan, car loan aur personal loan ki EMIs kam ho sakti hain**. Isse market mein liquidity badhegi aur businesses ke liye bhi investment karna aasan hoga, jo economic growth ko aur push karega. RBI ne FY26 ke liye India ke GDP growth forecast ko bhi pehle ke 6.8% se badha kar **7.3%** kar diya hai. Yeh dikhata hai ki desh ki economy kaafi strong perform kar rahi hai, especially Q2 FY26 mein 8.2% ki growth ke saath.

Rupee Ki Giraawat: Ek Badi Paheli

Jahan economy itni tezi se badh rahi hai, wahin Indian Rupee ka US Dollar ke muqable mein **90 ke paar jaana** thoda surprising lag sakta hai. Experts ke mutabik iske kayi reasons hain:

Rupee Ki Giraawat Ka Asar

Rupee ke kamzor hone se **imported inflation** ka khatra badh jaata hai, yaani imported items jaise crude oil, electronics aur baaki goods mehenge ho sakte hain. Iska seedha asar aam aadmi ki jeb par padega. Lekin, iska ek positive side bhi hai: **exporters ko fayda** hoga. Unki foreign currency earnings Rupee terms mein badh jaayengi, jo unhe ya toh zyada profits degi ya global market mein competitive rehne mein help karegi. RBI Governor Sanjay Malhotra ne kaha hai ki RBI Rupee ke liye koi specific band target nahi karta aur use apna level dhoondhne deta hai, lekin zarurat padne par intervene karega.

Overall, Indian economy ek 'Goldilocks period' mein hai jahan inflation low hai aur growth strong hai. Lekin, Rupee ki yeh challenge ek important factor hai jispar nazar rakhni hogi.